Capital Educators Federal Credit Union

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A short history of Capital Educators FCU

Since its inception in 1936 the Capital Educators Federal Credit Union has been serving its members in the MERIDIAN, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Todd Erickson, the Capital Educators FCU has grown its membership to over 72,456 with assets of more than $597,062,801. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (208) 884-0150 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MERIDIAN, ID.

General Information For Capital Educators FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1040
Address P.O. BOX 570 
City MERIDIAN 
State Idaho 
Zip-Code 83680
Phone Number (208) 884-0150
Fax Number (208) 855-4666
Email Address: none
CEO/President Todd Erickson
Members 72,456 
Full-Time Employees 180 
Part-Time Employees 21 
Number of Branch Offices
Total Assets 597,062,801 
Website http://www.caped.com 

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Capital Educators Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Capital Educators Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.60 4.84 4.84 3.71 4.34
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 67 380 306 96 144
Rank Among All Idaho Credit Unions 3 28 16 3 7

Capital Educators Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.39 0.10 0.45 1.34 1.07
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 80 129 69 112 150
Rank Among All Idaho Credit Unions 2 8 6 9 8
Capital Educators Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.6007,67810,292,630
All Other Unsecured Loans/Lines of Credit 10.0407,1285,854,886
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.8404,331115,101,000
Used Vehicle Loans 4.84016,774176,227,459
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7101,309158,960,822
Total Other Real Estate Loans/Lines of Credit 4.34059214,390,051
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.3003,41748,322,609
TOTAL LOANS & LEASES 41,229529,149,457

Capital Educators Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 41466,919,6958416,258,361
    b. 15 Years or less 82966,893,537515,730,363
Balloon/Hybrid
    a. > 15 years 3118,402,12862,924,979
    b. 15 Years or less 102,724,22300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 254,021,23900

OTHER REAL ESTATE

Closed-End Fixed Rate 2005,843,098211,303,699
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3918,531,835841,860,506
Open-End Fixed Rate 115,11800
TOTALS 1,901173,350,87324628,077,908

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 516,1530
Interest Only & Payment Option Other RE/LOC Loans 3859,206,7121,860,506
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Capital Educators Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes