Billings Federal Credit Union

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A short history of Billings FCU

Since its inception in 1935 the Billings Federal Credit Union has been serving its members in the Billings, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tom Boos, the Billings FCU has grown its membership to over 9,505 with assets of more than $140,516,257. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (406) 248-1127 or email them at billingsfcu@billingsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Billings, MT.

General Information For Billings FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 887
Address PO Box 1779 
City Billings 
State Montana 
Zip-Code 59103
Phone Number (406) 248-1127
Fax Number (406) 248-2704
Email Address: billingsfcu@billingsfcu.org
CEO/President Tom Boos
Members 9,505 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 140,516,257 
Website http://www.billingsfcu.org 

Compare Billings Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Montana Health CU Montana HealthFCU 3100 2nd Ave N 59103 (406) 259-2000 No 0.56
Homestead CU HOMESTEAD FEDERAL CREDIT UNION 302 N 11th ST 59101 (406) 259-7052 No 0.99
Big Sky CU Big Sky Federal Credit Union 990 Grand Ave 59102 (406) 252-2527 No 1.91
Rimrock CU Rimrock Credit Union 952 Central Ave 59102 (406) 248-3685 No 2.13
Valley Fcu Of Montana CU Custer Branch 1541 Custer Ave 59104 (406) 656-9100 No 2.73

Billings Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Billings Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.00 2.49 2.49 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 459 83 51 138 100
Rank Among All Montana Credit Unions 15 2 1 12 4

Billings Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.05 0.10 0.20 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 143 134 318 276
Rank Among All Montana Credit Unions 3 13 13 29 23
Billings Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.0002,7433,449,114
All Other Unsecured Loans/Lines of Credit 6.7402,2879,974,789
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49049411,050,089
Used Vehicle Loans 2.4901,43416,969,809
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00039846,442,169
Total Other Real Estate Loans/Lines of Credit 4.00071326,753,249
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.4903295,029,866
TOTAL LOANS & LEASES 8,398119,669,085

Billings Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11219,773,044377,503,237
    b. 15 Years or less 17110,437,919121,211,933
Balloon/Hybrid
    a. > 15 years 402,797,3196309,300
    b. 15 Years or less 0000
Other Fixed Rate 6907,4585741,906
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 6912,526,42991,924,580

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 64724,126,894602,182,497
Open-End Fixed Rate 662,626,35510316,545
TOTALS 1,11173,195,41813914,189,998

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Billings Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes