Bellwether Community Credit Union

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A short history of Bellwether Community CU

Since its inception in 1921 the Bellwether Community Credit Union has been serving its members in the MANCHESTER, New Hampshire area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael L'Ecuyer, the Bellwether Community CU has grown its membership to over 34,757 with assets of more than $490,251,056. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (603) 645-8181 or email them at contactus@bccu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MANCHESTER, NH.

General Information For Bellwether Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60747
Address 425 HOOKSETT RD 
City MANCHESTER 
State New Hampshire 
Zip-Code 03104
Phone Number (603) 645-8181
Fax Number (603) 645-8195
Email Address: contactus@bccu.org
CEO/President Michael L'Ecuyer
Members 34,757 
Full-Time Employees 84 
Part-Time Employees
Number of Branch Offices
Total Assets 490,251,056 
Website http://www.bccu.org 

Compare Bellwether Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Granite State CU Derry Branch 38 Birch St 03108 (603) 668-2221 No 1.82
Members First Credit Union Of N.h. CU Bridge Street Branch 44 Bridge St 03105 (603) 622-8781 No 1.93
St. Mary's Bank CU Londonderry 50 Nashua Rd 03053 (603) 669-4600 No 2.40
New Hampshire Postal CU NH Postal CU 955 Goffs Falls Rd 03103 (603) 625-9032 No 4.66
New Hampshire CU NH Federal Credit Union 70 Airport Rd 03301 (603) 224-7731 No 13.65

Bellwether Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Bellwether Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.74 3.23 5.00 3.52 4.69
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 319 172 324 74 194
Rank Among All New Hampshire Credit Unions 3 8 9 2 7

Bellwether Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.06 0.05 1.10 1.35 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 123 143 15 111 266
Rank Among All New Hampshire Credit Unions 3 6 1 3 8
Bellwether Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.7405,59710,838,889
All Other Unsecured Loans/Lines of Credit 11.3301,0923,356,272
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2304206,974,878
Used Vehicle Loans 5.00014,712145,282,912
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5201,138120,316,099
Total Other Real Estate Loans/Lines of Credit 4.6901,48754,615,892
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.6001232,624,737
TOTAL LOANS & LEASES 24,569344,009,679

Bellwether Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 24038,096,303395,162,147
    b. 15 Years or less 75353,458,099111,349,033
Balloon/Hybrid
    a. > 15 years 51,092,53600
    b. 15 Years or less 213,091,17200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 11924,577,989112,695,035

OTHER REAL ESTATE

Closed-End Fixed Rate 22318,38400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,46554,297,508612,717,149
Open-End Fixed Rate 0000
TOTALS 2,625174,931,99112211,923,364

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1,14242,430,6362,717,149
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bellwether Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes