Bear Paw Credit Union

A short history of Bear Paw CU

Since its inception in 1942 the Bear Paw Credit Union has been serving its members in the Havre, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Albert Vukasin, Jr., the Bear Paw CU has grown its membership to over 13,966 with assets of more than $116,405,749. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (406) 265-9626 or email them at bearpaw@bearpawcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Havre, MT.

General Information For Bear Paw CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Bear Paw Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Northern Montana Hospital CU	Northern Montana Hospital Federal Credit Union	30 13th St	59501	(406) 262-1416	No	14.52

Bear Paw Credit Union Financial Performance Charts

Financial Data

Bear Paw Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.90	4.50	5.75	3.13	7.90
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	452	341	416	37	472
Rank Among All Montana Credit Unions	14	33	28	4	28

Bear Paw Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	2.25	0.15	1.10	1.25	2.20
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	14	119	15	126	34
Rank Among All Montana Credit Unions	2	9	2	4	1

Bear Paw Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.900	1,454	1,449,733
All Other Unsecured Loans/Lines of Credit	9.000	1,777	4,326,822
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.500	355	7,399,580
Used Vehicle Loans	5.750	1,747	19,090,109
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.130	309	20,455,679
Total Other Real Estate Loans/Lines of Credit	7.900	108	2,628,522
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	2.750	75	856,782
TOTAL LOANS & LEASES		5,825	56,207,227

Bear Paw Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	3	183,026	0	0
b. 15 Years or less	39	2,786,005	3	71,500
Balloon/Hybrid
a. > 15 years	215	13,197,264	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	52	4,289,384	6	572,222

OTHER REAL ESTATE

Closed-End Fixed Rate	4	120,157	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	104	2,508,365	2	358,460
TOTALS	417	23,084,201	11	1,002,182

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Bear Paw Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes