Alps Federal Credit Union

A short history of Alps FCU

Since its inception in 1960 the Alps Federal Credit Union has been serving its members in the SITKA, Alaska area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sandi Riggs, the Alps FCU has grown its membership to over 3,382 with assets of more than $54,863,581. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (907) 747-6261 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SITKA, AK.

General Information For Alps FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Alps Federal Credit Union To Other Local Credit Unions

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Alps Federal Credit Union Financial Performance Charts

Financial Data

Alps Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.65	2.65	5.60	5.34	6.89
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	438	103	398	307	422
Rank Among All Alaska Credit Unions	8	1	8	10	8

Alps Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.08	0.10	0.21	1.06	1.05
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	120	129	112	164	152
Rank Among All Alaska Credit Unions	2	4	8	2	3

Alps Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.650	172	271,915
All Other Unsecured Loans/Lines of Credit	12.990	337	1,195,514
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.650	77	1,173,841
Used Vehicle Loans	5.600	206	1,652,177
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.340	171	12,583,610
Total Other Real Estate Loans/Lines of Credit	6.890	78	6,384,819
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.560	1,453	17,102,052
TOTAL LOANS & LEASES		2,494	40,363,928

Alps Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	108	3,863,154	0	0
b. 15 Years or less	7	619,355	2	226,596
Balloon/Hybrid
a. > 15 years	17	2,324,301	0	0
b. 15 Years or less	39	5,776,800	2	189,963
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	27	2,472,422	2	103,500
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	51	3,912,397	3	366,800
Open-End Fixed Rate	0	0	0	0
TOTALS	249	18,968,429	9	886,859

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	3	134,250		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Alps Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes