Alcoa Tenn Federal Credit Union

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A short history of Alcoa Tenn FCU

Since its inception in 1936 the Alcoa Tenn Federal Credit Union has been serving its members in the ALCOA, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Proffitt, the Alcoa Tenn FCU has grown its membership to over 22,794 with assets of more than $222,519,640. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (865) 977-3118 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALCOA, TN.

General Information For Alcoa Tenn FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1509
Address P.O. BOX 9001 
City ALCOA 
State Tennessee 
Zip-Code 37701
Phone Number (865) 977-3118
Fax Number (865) 977-0253
Email Address: none
CEO/President David Proffitt
Members 22,794 
Full-Time Employees 65 
Part-Time Employees 13 
Number of Branch Offices
Total Assets 222,519,640 
Website http://www.atfcu.com 

Compare Alcoa Tenn Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alcoa Municipal Employees CU MAIN OFFICE 727 UNIVERSAL STREET ALCOA TN 37701 727 Universal St 37701 (865) 981-4158 No 1.45
Etma CU Main Office 1828 Airbase Rd 37777 (865) 268-2997 No 2.08
Maryville Municipal CU MMCU 321 W BROADWAY AVE 37801 (865) 984-4072 No 3.33
Holston Methodist CU Main Office 6207 Highland Place Way Ste 101 37950 (865) 558-3117 No 9.29
Tnconnect CU TNConnect Credit Union 6211 Middlebrook Pike 37950 (865) 688-2424 No 10.36

Alcoa Tenn Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Alcoa Tenn Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 2.84 4.84 4.00 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 127 305 138 431
Rank Among All Tennessee Credit Unions 13 28 43 24 42

Alcoa Tenn Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.05 0.25 0.50 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 143 107 266 291
Rank Among All Tennessee Credit Unions 17 20 17 34 46
Alcoa Tenn Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0001,9973,519,029
All Other Unsecured Loans/Lines of Credit 9.4908802,941,032
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8403887,264,908
Used Vehicle Loans 4.8403,82440,289,972
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00094175,665,378
Total Other Real Estate Loans/Lines of Credit 7.0001554,064,691
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.8403433,980,680
TOTAL LOANS & LEASES 8,528137,725,690

Alcoa Tenn Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 27815,809,326252,587,942
Balloon/Hybrid
    a. > 15 years 11616,338,717325,069,038
    b. 15 Years or less 21018,368,4815894,692
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 33725,148,8541471,700,220
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 26708,6308243,025
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1293,356,06172644,579
Open-End Fixed Rate 0000
TOTALS 1,09679,730,06928911,139,496

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 33725,068,7961,700,220
Interest Only & Payment Option Other RE/LOC Loans 1293,345,143644,579
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Alcoa Tenn Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes