Affinity First Federal Credit Union

A short history of Affinity First FCU

Since its inception in 1959 the Affinity First Federal Credit Union has been serving its members in the MINOT, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janice Katin, the Affinity First FCU has grown its membership to over 3,115 with assets of more than $51,919,084. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (701) 857-5541 or email them at affinityfirst@srt.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MINOT, ND.

General Information For Affinity First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Affinity First Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Prairie CU	MAIN OFFICE	1430 S BROADWAY	58701	(701) 837-5353	No	9.31
Town And Country CU	Ryder	221 N Main St	58779	(701) 758-2269	No	9.97
Minot Area Schools CU	Minot Area Schools Federal Credit Union	215 2nd St SE	58701	(701) 857-4430	No	10.22
Tel-u-watt CU	Main Office	24 2nd Ave SE	58702	(701) 838-9810	No	10.25
G.e.m. CU	G E M FEDERAL CREDIT UNION	2401 N Broadway	58702	(701) 852-3866	No	12.19

Affinity First Federal Credit Union Financial Performance Charts

Financial Data

Affinity First Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.90	3.26	6.14	4.78	5.23
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	452	175	457	243	258
Rank Among All North Dakota Credit Unions	17	13	28	10	13

Affinity First Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.09	0.28	1.57	1.61
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	132	101	84	84
Rank Among All North Dakota Credit Unions	5	13	5	2	3

Affinity First Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.900	675	899,378
All Other Unsecured Loans/Lines of Credit	7.330	259	1,162,122
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.260	127	3,000,544
Used Vehicle Loans	6.140	311	3,706,936
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.780	71	7,308,951
Total Other Real Estate Loans/Lines of Credit	5.230	97	5,601,614
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.700	404	11,297,508
TOTAL LOANS & LEASES		1,944	32,977,053

Affinity First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	71	7,308,951	8	1,345,100
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	10	2,048,949	1	722,364
Open-End Fixed Rate	87	3,552,665	4	413,150
TOTALS	168	12,910,565	13	2,480,614

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Affinity First Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes