Acipco Federal Credit Union

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A short history of Acipco FCU

Since its inception in 1964 the Acipco Federal Credit Union has been serving its members in the BIRMINGHAM, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jo Alvis, the Acipco FCU has grown its membership to over 7,565 with assets of more than $151,274,973. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (205) 328-4371 or email them at memberservices@acipcofcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BIRMINGHAM, AL.

General Information For Acipco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16500
Address PO BOX 2727 
City BIRMINGHAM 
State Alabama 
Zip-Code 35202
Phone Number (205) 328-4371
Fax Number (205) 251-1513
Email Address: memberservices@acipcofcu.com
CEO/President Jo Alvis
Members 7,565 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 151,274,973 
Website http://www.acipcofcu.org 

Compare Acipco Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alabama Postal CU Alabama Postal Credit Union postal Credit Union 351 24th St N 35202 (205) 252-4812 No 0.12
Jefferson Credit Union CU Hoover 5261 Ross Bridge Pkwy 35226 (205) 444-4528 No 0.34
Apco Employees CU Jasper 706 20th Ave E 35501 (205) 221-4238 No 0.69
Social Security CU Social Security Credit Union 1200 Reverend Abraham Woods Jr Blvd 35201 (205) 323-7028 No 0.77
City Of B'ham General Employees CU City of Birmingham General Employees Credit Union 708 17th St N 35203 (205) 583-4654 No 0.86

Acipco Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Acipco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.50 3.50 4.50 4.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 209 147 205 224
Rank Among All Alabama Credit Unions 17 24 15 16 20

Acipco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 0.35 0.75 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 89 215 158
Rank Among All Alabama Credit Unions 4 16 10 25 10
Acipco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9901,2331,802,444
All Other Unsecured Loans/Lines of Credit 10.0001,5374,376,014
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5003256,663,354
Used Vehicle Loans 3.5001,97624,192,944
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50061772,431,016
Total Other Real Estate Loans/Lines of Credit 4.9502482,958,237
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.6003363,100,292
TOTAL LOANS & LEASES 6,272115,524,301

Acipco Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 61772,431,016316,030,403
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 2482,958,23728541,305
TOTALS 86575,389,253596,571,708

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Acipco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes