Acadia Federal Credit Union

A short history of Acadia FCU

Since its inception in 1963 the Acadia Federal Credit Union has been serving its members in the Fort Kent, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Desjardins, the Acadia FCU has grown its membership to over 10,497 with assets of more than $157,665,888. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (207) 834-6167 or email them at fortkent@acadiafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fort Kent, ME.

General Information For Acadia FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Acadia Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Norstate CU	Presque Isle	738 Main St	04769	(207) 762-3811	No	23.31

Acadia Federal Credit Union Financial Performance Charts

Financial Data

Acadia Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.90	3.19	3.19	4.00	4.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	332	166	115	138	100
Rank Among All Maine Credit Unions	13	15	11	11	7

Acadia Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.25	0.40	0.65	0.65
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	95	76	234	205
Rank Among All Maine Credit Unions	6	4	6	25	23

Acadia Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.900	1,011	2,117,702
All Other Unsecured Loans/Lines of Credit	11.900	1,001	2,811,501
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.190	333	6,704,321
Used Vehicle Loans	3.190	1,435	16,294,489
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.000	1,167	68,285,649
Total Other Real Estate Loans/Lines of Credit	4.000	144	1,780,427
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	2.940	1,020	21,122,614
TOTAL LOANS & LEASES		6,111	119,116,703

Acadia Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	121	6,757,054	3	170,400
b. 15 Years or less	106	2,969,806	10	289,500
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	23	3,464,680	5	891,127
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	181	5,729,794	9	492,534
Adjustable Rate > 1 yr	736	49,364,315	27	3,920,399

OTHER REAL ESTATE

Closed-End Fixed Rate	17	477,621	10	429,750
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	127	1,302,806	4	140,000
Open-End Fixed Rate	0	0	0	0
TOTALS	1,311	70,066,076	68	6,333,710

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Acadia Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes