A. E. A. Federal Credit Union

A short history of A. E. A. FCU

Since its inception in 1942 the A. E. A. Federal Credit Union has been serving its members in the YUMA, Arizona area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Adele Sandberg, the A. E. A. FCU has grown its membership to over 31,227 with assets of more than $251,939,437. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (928) 783-8881 or email them at MEMBERCARE@AEAFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in YUMA, AZ.

General Information For A. E. A. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare A. E. A. Federal Credit Union To Other Local Credit Unions

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A. E. A. Federal Credit Union Financial Performance Charts

Financial Data

A. E. A. Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.99	3.24	3.49	3.50	5.75
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	159	173	146	72	317
Rank Among All Arizona Credit Unions	10	9	8	3	14

A. E. A. Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.01	0.20	0.98	0.73
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	156	114	178	194
Rank Among All Arizona Credit Unions	4	8	4	6	7

A. E. A. Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.990	2,749	5,372,890
All Other Unsecured Loans/Lines of Credit	11.000	5,319	15,307,138
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.240	1,298	32,392,962
Used Vehicle Loans	3.490	6,180	73,159,458
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.500	895	64,181,255
Total Other Real Estate Loans/Lines of Credit	5.750	102	1,196,368
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	11.000	1,451	17,497,088
TOTAL LOANS & LEASES		17,994	209,107,159

A. E. A. Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	206	18,808,798	22	2,459,907
b. 15 Years or less	485	23,799,430	33	2,077,290
Balloon/Hybrid
a. > 15 years	3	2,814,935	0	0
b. 15 Years or less	14	15,620,597	0	0
Other Fixed Rate	186	3,122,180	0	0
Adjustable Rate 1 yr or less	1	15,315	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	102	1,196,368	1	100,000
Open-End Fixed Rate	0	0	0	0
TOTALS	997	65,377,623	56	4,637,197

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

A. E. A. Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes