1st Northern California Credit Union

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A short history of 1st Northern California CU

Since its inception in 1949 the 1st Northern California Credit Union has been serving its members in the MARTINEZ, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Green, the 1st Northern California CU has grown its membership to over 27,978 with assets of more than $701,253,802. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (925) 228-7550 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MARTINEZ, CA.

General Information For 1st Northern California CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68668
Address PO BOX 509 
City MARTINEZ 
State California 
Zip-Code 94553
Phone Number (925) 228-7550
Fax Number () -
Email Address: ----
CEO/President David Green
Members 27,978 
Full-Time Employees 68 
Part-Time Employees
Number of Branch Offices
Total Assets 701,253,802 
Website http://www.1stnorcalcu.org/ 

Compare 1st Northern California Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Shell Western States CU Corporate Office 1700 Pacheco Blvd 94553 (925) 228-4545 No 3.13
C & H Sugar Employees CU C&H Sugar Employees Federal Credit Union 1420 Pomona St 94525 (510) 787-9922 No 6.57
Diablo Valley CU Concord 1051 Detroit Ave Ste A 94518 (925) 771-5600 No 6.92
United Association CU LOCATION OF RECORDS 935 Detroit Ave 94518 (925) 686-1044 No 7.16
Pacific Service CU Livermore 2800 Kitty Hawk Rd 94551 (888) 858-6878 No 7.18

1st Northern California Credit Union Financial Performance Charts


Performance Charts

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Financial Data


1st Northern California Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 2.24 2.24 4.25 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 56 35 174 289
Rank Among All California Credit Unions 93 22 20 76 97

1st Northern California Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.25 0.50 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 105 263 250
Rank Among All California Credit Unions 19 31 30 75 67
1st Northern California Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9003,6976,575,102
All Other Unsecured Loans/Lines of Credit 7.9009602,120,285
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.24099525,258,617
Used Vehicle Loans 2.2402,45031,526,669
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250725142,816,147
Total Other Real Estate Loans/Lines of Credit 5.5001334,637,055
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.5001821,065,604
TOTAL LOANS & LEASES 9,142213,999,479

1st Northern California Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 422108,289,128163,192,300
    b. 15 Years or less 30334,527,019132,256,500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1084,242,3103139,800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 25394,7454187,000
Open-End Fixed Rate 0000
TOTALS 858147,453,202365,775,600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

1st Northern California Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes