1st Community Federal Credit Union

Social
  • +1

A short history of 1st Community FCU

Since its inception in 1953 the 1st Community Federal Credit Union has been serving its members in the SAN ANGELO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bill Nikolauk, the 1st Community FCU has grown its membership to over 21,386 with assets of more than $246,288,448. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (325) 653-1465 or email them at 1stcomcu@1cfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN ANGELO, TX.

General Information For 1st Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8715
Address 3505 WILDEWOOD DR 
City SAN ANGELO 
State Texas 
Zip-Code 76904
Phone Number (325) 653-1465
Fax Number (325) 947-2481
Email Address: 1stcomcu@1cfcu.org
CEO/President Bill Nikolauk
Members 21,386 
Full-Time Employees 86 
Part-Time Employees 15 
Number of Branch Offices
Total Assets 246,288,448 
Website http://www.1cfcu.org 

Compare 1st Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Concho Educators CU Concho Educators FCU 3215 Loop 306 76906 (325) 944-4551 No 10.70
Trans Texas Southwest CU Trans Texas Southwest Credit Union 3401 Loop 306 76904 (325) 944-3184 No 10.76
Concho Valley CU Concho Valley Credit Union 1002 S Abe St 76902 (325) 658-7557 No 13.04
San Angelo CU SAN ANGELO FCU LOAN / ACCOUNTING OFFICE 301 W 1st St 76903 (325) 653-8320 No 13.93
Goodyear San Angelo CU Goodyear SAFCU 809 KNICKERBOCKER RD STE E 76902 (325) 245-3746 No 26.36

1st Community Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


1st Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.95 2.49 2.74 6.00 7.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 154 83 70 373 457
Rank Among All Texas Credit Unions 32 26 29 110 120

1st Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.75 0.10 0.30 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 49 129 97 284 243
Rank Among All Texas Credit Unions 9 47 20 97 61
1st Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9508211,138,191
All Other Unsecured Loans/Lines of Credit 10.5002,6436,010,527
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2809001,866,461
New Vehicle Loans 2.4901,13232,350,446
Used Vehicle Loans 2.7403,27749,224,367
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.00077359,041,436
Total Other Real Estate Loans/Lines of Credit 7.5001363,475,524
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.00081618,858,400
TOTAL LOANS & LEASES 10,498171,965,352

1st Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 474,566,2241321,511
    b. 15 Years or less 66344,053,086879,111,897
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 6310,422,12633,000,000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1363,475,52420542,644
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 90962,516,96011112,976,052

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

1st Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes