Firstmark Credit Union is not a misnomer. Chartered in 1932, this not-for-profit cooperative is the oldest member-owned and state-chartered credit union in the entire San Antonio, indeed the first credit union to be established. It has also consistently earned a Superior rating no less from one of America’s most reliable financial analysts, the IDC Financial Publishing, Inc.
 
The credit union began with just 40 members and assets of only $475. Borrowers during the first year of operation registered only 5 and the total loans granted amounted to only $300. However, because of its stability and sincere desire to serve its members with the highest quality of financial services, the union considerably grew in membership and in assets through the years. Now, it proudly has more than 92,000 members and over $696 million worth of assets.
To qualify for membership with Firstmark Credit Union, you have to live, work, worship or attend school in companies or agencies in Bexar County, Texas, or you must be employed in or studying at a public school district, college or university located in Atascosa, Bandera, Bexar, Comal, Dimmit, Frio, Guadalupe, Kendall, La Salle, McMullen, Medina, Wilson, and Zavala. If you are a member of The Friends of the Park Foundation, you also become eligible for membership.
When you meet the eligibility requirement for membership, you must open a Smart Savings Share Account by depositing at least $5. Keep in mind that once you become a full-fledged member, you are a member for life, even if you decide to change residence or job later on. Your Smart Savings Share Account earns you dividends which are compounded and paid monthly. You get to withdraw and deposit as necessary with this type of account; at the same time you can freely access the eDirect Online Banking facility. The Smart Savings Share Account may also serve as protection against overdraft.  
The Firstmark Credit Union financial products and services offer really smart solutions to your financial needs. Its Smart Free Checking Account even earns you dividends while providing free ATM or Debit Card access and free eDirect online banking, while its Premier Checking Account earns daily interest with no minimum balance and offers value added features just like cash back rewards and identity theft insurance, among others, all for a low monthly fee of $7.00.
 
There are also Savings Accounts designed specifically for kids and young adults. The Axess Savings Account is a great option for members between the age 13 and 19 years old. Besides earning dividends that are compounded monthly and also paid monthly, this special account helps kids learn how to manage their money well. The Kids Club Savings Account is intended for members below 12 years old. This account can be opened with only $5; it is a fun way to teach kids to save and manage their own money.
 
As a union member, you are also given the privilege to apply for loans. Car loans, home loans, home repair loans, personal loans, student loans, and many other kinds of loans are available for FCU members.
 
There are so many other products and services you can avail yourself of. Take time to visit the Firstmark Credit Union website to learn more about these products and services that may just change your life for the better.

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