Lowest Loan Rates For All Michigan Credit Unions

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Compare The Best Credit Union Rates:

State         Type       
State Of
michigan
Rank
Credit Unions With The Lowest Loan Rates In michigan
Unsecured Credit Card
New Car
loans
Used Car
loans
1st Mortgage
loans
Other Real Estate
1 American 1 Credit Union10.00%1.59%1.59%5.00%5.00%
2 Ukrainian Selfreliance Michigan Federal Credit Union9.50%1.65%1.90%5.25%4.25%
3 University Of Michigan Credit Union8.99%1.68%1.68%3.75%4.25%
4 Michigan Educational Credit Union11.90%1.75%1.75%4.50%4.50%
4 Wexford Community Credit Union11.90%1.75%6.50%3.77%5.50%
5 Alliance Catholic Credit Union9.96%1.79%1.99%4.75%4.50%
5 Great Lakes Members Credit Union12.96%1.79%3.06%4.47%4.29%
6 Forest Area Federal Credit Union8.90%1.90%2.90%5.00%5.25%
6 Montcalm Public Employees Credit UnionN/A1.90%1.99%N/AN/A
7 Wayne-westland Federal Credit Union8.50%1.95%1.75%3.88%3.50%
7 U.p. Catholic Credit Union9.90%1.95%2.95%6.95%5.00%
7 Unity Credit UnionN/A1.95%2.95%6.50%6.25%
8 Parkway Federal Credit Union18.00%1.99%1.99%6.00%4.75%
8 Walled Lake School Employees Federal Credit Union12.84%1.99%2.99%4.25%5.25%
8 Loc Federal Credit Union9.90%1.99%1.99%4.00%4.50%
8 Catholic Vantage Financial Federal Credit Union11.49%1.99%1.99%3.38%3.75%
8 Cp Federal Credit Union7.99%1.99%1.99%4.25%3.75%
8 Omni Community Credit Union8.99%1.99%5.99%4.00%4.50%
8 Flint Area School Employees Credit Union8.90%1.99%1.99%4.25%3.75%
8 Chippewa County Credit Union8.95%1.99%5.99%8.00%3.00%
8 Best Financial Credit Union5.99%1.99%6.50%3.63%4.00%
8 Post Community Credit Union10.35%1.99%2.75%4.90%4.00%
8 Zeal Credit Union9.90%1.99%1.99%4.13%3.75%
8 Credit Union Advantage Credit Union9.99%1.99%2.49%4.99%5.00%
8 Michigan Legacy Credit Union9.90%1.99%1.99%3.38%4.00%
8 Electrical Workers Local 58 Credit Union10.90%1.99%2.99%N/AN/A
9 Unified Communities Federal Credit Union14.50%2.00%2.75%4.75%3.25%
9 H.p.c. Credit Union13.00%2.00%2.00%3.99%4.00%
9 Vibe Credit Union12.40%2.00%3.25%4.10%4.25%
10 Dowagiac Area Federal Credit Union8.25%2.06%2.10%3.95%4.56%
11 Wildfire Credit Union8.90%2.24%2.24%4.00%6.25%
11 Freestar Financial Credit Union12.90%2.24%2.74%4.50%4.40%
11 Tlc Community Credit Union8.80%2.24%2.24%4.07%3.70%
11 Michigan Schools And Government Credit Union10.78%2.24%2.74%3.66%6.25%
11 Kent County Credit Union12.90%2.24%2.24%4.00%4.24%
11 Genisys Credit Union9.90%2.24%2.24%3.88%3.50%
12 United Bay Community Credit Union8.96%2.25%2.25%3.50%4.25%
12 Newaygo County Service Employees Credit Union10.92%2.25%2.49%4.25%4.25%
12 Parkside Credit Union10.99%2.25%5.50%4.62%5.00%
13 Riverview Community Federal Credit Union7.90%2.39%2.49%3.50%N/A
14 Lenco Credit Union9.98%2.39%4.47%4.29%3.80%
15 Western Districts Members Credit Union7.90%2.45%5.75%3.25%3.25%
16 Federal Employees Of Chippewa Cnty Credit Union12.50%2.48%4.00%7.53%N/A
16 Alpena Community Credit Union11.84%2.48%4.08%5.64%3.97%
17 St. Francis X Federal Credit Union8.50%2.49%2.99%3.99%4.00%
17 Awakon Federal Credit Union9.90%2.49%3.00%6.50%4.25%
17 Public Service Credit Union8.88%2.49%2.49%3.50%4.74%
17 Security Credit Union8.90%2.49%2.49%4.13%5.50%
17 Memberfocus Community Credit Union11.99%2.49%3.38%4.00%4.85%
17 Elga Credit Union9.90%2.49%2.49%4.25%4.75%
17 North Central Area Credit Union12.90%2.49%2.99%3.38%3.99%
17 Tradewinds Credit Union9.50%2.49%2.75%N/A3.49%
17 United Churches Credit Union9.90%2.49%3.24%4.00%3.75%
18 Allegan Community Federal Credit Union12.99%2.50%2.70%3.50%3.00%
18 Chiropractic Federal Credit Union13.80%2.50%3.49%5.50%4.75%
18 Gogebic County Federal Credit UnionN/A2.50%8.00%N/A4.50%
18 Latvian Heritage Federal Credit UnionN/A2.50%3.12%4.92%5.23%
18 Lincoln Park Community Credit Union13.20%2.50%3.00%3.50%5.25%
18 Soo Co-op Credit Union8.95%2.50%4.00%5.00%5.00%
18 Kalamazoo Building Trades Credit UnionN/A2.50%3.50%N/AN/A
19 Catholic Federal Credit Union9.90%2.52%2.38%4.00%4.94%
20 Northwest Consumers Federal Credit Union8.88%2.54%4.88%4.00%5.40%
20 Preferred Credit Union7.99%2.54%6.00%3.40%7.00%
21 Rogue River Community Credit Union7.01%2.55%4.81%4.59%6.00%
21 Tri-cities Credit Union9.50%2.55%2.55%3.75%6.00%
22 Michigan Columbus Federal Credit Union9.88%2.59%2.59%4.00%4.25%
22 Financial Plus Credit Union8.25%2.59%2.59%3.88%4.00%
23 Harbor Beach Community Federal Credit UnionN/A2.60%3.97%N/AN/A
23 Calcite Credit Union9.50%2.60%5.50%4.25%5.00%
24 Auto-owners Associates Credit Union10.90%2.63%3.01%N/A4.00%
25 Greater Niles Community Federal Credit Union8.63%2.69%3.88%4.72%4.45%
25 Farm Bureau Family Credit UnionN/A2.69%2.69%N/A4.50%
26 River Valley Credit Union7.50%2.70%2.20%4.00%5.20%
27 Gerber Federal Credit Union8.99%2.74%2.99%3.63%4.49%
27 Michigan Tech Employees Federal Credit Union8.90%2.74%6.29%4.19%4.86%
27 Birmingham-bloomfield Credit Union8.90%2.74%3.74%4.01%5.00%
27 Arbor Financial Credit Union9.90%2.74%2.99%4.13%4.00%
27 Dfcu Financial Credit Union10.15%2.74%2.74%4.13%4.75%
27 Belle River Community Credit UnionN/A2.74%3.49%3.50%7.00%
28 Generations Family Federal Credit Union9.90%2.75%23.00%5.00%4.75%
28 Great Lakes First Federal Credit Union12.90%2.75%2.75%6.25%3.00%
28 Blue Water Federal Credit Union12.96%2.75%3.31%4.08%3.85%
28 Rock Community Federal Credit UnionN/A2.75%7.50%11.00%N/A
28 United Financial Credit UnionN/A2.75%3.00%3.50%4.00%
28 Community West Credit Union9.90%2.75%2.75%4.25%3.50%
28 First Area Credit UnionN/A2.75%3.50%4.00%5.50%
28 Tower Family Credit Union11.90%2.75%3.75%N/AN/A
28 Aac Credit Union7.95%2.75%2.95%3.75%4.50%
28 Lake Michigan Credit Union6.75%2.75%2.75%4.25%3.99%
29 Advia Credit Union8.50%2.79%3.04%3.50%3.25%
30 Peninsula Federal Credit Union6.81%2.82%5.82%3.46%4.75%
30 Atl Federal Credit Union7.71%2.82%7.30%5.44%4.50%
31 Jackson Community Federal Credit Union7.99%2.84%2.84%4.00%5.00%
32 Parda Federal Credit UnionN/A2.85%7.00%3.79%4.25%
33 Cornerstone Community Financial Credit Union14.45%2.89%3.98%4.13%4.38%
34 Manistique Federal Credit Union10.45%2.90%5.50%4.40%6.00%
34 Saginaw Medical Federal Credit Union9.90%2.90%2.90%3.38%5.25%
34 Ukrainian Future Credit Union10.90%2.90%2.99%3.99%N/A
35 Members First Credit Union9.59%2.94%2.94%6.63%5.00%
36 The Local Credit Union11.15%2.95%3.52%4.36%5.37%
37 Tahquamenon Area Credit Union11.90%2.95%2.95%5.20%5.25%
37 Alpena-alcona Area Credit Union12.96%2.95%3.95%3.25%2.99%
38 Chief Financial Federal Credit Union8.79%2.96%5.28%5.15%5.08%
38 Credit Union One Credit UnionN/A2.96%3.48%4.06%5.36%
39 Shore To Shore Community Federal Credit Union12.65%2.98%3.88%3.96%5.90%
40 Port City Federal Credit Union9.00%2.99%2.99%4.13%6.25%
40 Straits Area Federal Credit Union9.90%2.99%4.45%5.50%4.75%
40 Warren Municipal Federal Credit UnionN/A2.99%2.99%7.25%8.00%
40 West Michigan Postal Service Federal Credit Union10.00%2.99%8.60%N/A4.54%
40 Northland Area Federal Credit Union8.99%2.99%5.25%5.00%3.99%
40 Polish-american Federal Credit Union7.90%2.99%3.99%3.50%4.00%
40 Michigan State University Federal Credit Union8.90%2.99%2.74%4.13%4.00%
40 Michigan First Credit Union8.49%2.99%2.99%5.13%4.50%
40 Family Financial Credit Union11.50%2.99%2.99%5.38%4.00%
40 Monroe County Community Credit Union9.75%2.99%2.99%5.00%5.29%
40 Michigan One Community Credit Union12.99%2.99%2.99%5.00%5.49%
40 Kellogg Community Credit Union10.49%2.99%3.88%4.00%3.75%
41 Muskegon Patternmakers Federal Credit UnionN/A3.00%4.00%N/AN/A
41 Frankfort Community Federal Credit UnionN/A3.00%4.00%N/A4.25%
41 Our Credit Union8.95%3.00%4.00%4.00%4.00%
42 Mason County School Employees Credit UnionN/A3.01%3.30%N/AN/A
42 Country Heritage Credit UnionN/A3.01%4.61%5.03%4.13%
43 Thunder Bay Area Credit Union9.74%3.09%3.38%3.69%6.50%
43 Community Choice Credit Union8.99%3.09%1.99%3.25%4.25%
44 First United Credit Union9.96%3.14%7.90%5.26%5.52%
45 Safe Harbor Credit Union12.80%3.15%5.41%4.19%4.04%
46 Muskegon Co Op Federal Credit Union9.55%3.20%5.21%3.96%4.39%
47 Aeroquip Credit Union12.00%3.21%3.80%4.57%5.28%
48 Extra Credit UnionN/A3.23%8.71%3.98%6.67%
49 Dow Chemical Employees' Credit Union8.90%3.24%2.99%3.94%4.00%
49 Community Alliance Credit Union12.00%3.24%3.24%4.25%4.50%
49 Filer Credit Union11.88%3.24%3.24%3.50%4.85%
49 Marshall Community Credit Union10.90%3.24%3.74%4.25%4.50%
50 Iron Mountain Kingsford Community Federal Credit Union9.99%3.25%3.25%3.85%5.00%
50 Rivertown Community Federal Credit Union9.90%3.25%3.85%5.10%4.00%
50 Ann Arbor Postal Federal Credit UnionN/A3.25%4.00%N/AN/A
50 Harborlight Credit Union12.90%3.25%3.25%3.75%5.75%
51 Lakes Community Credit Union12.96%3.27%4.35%3.91%4.70%
52 Washtenaw Federal Credit Union9.90%3.28%3.96%4.21%5.00%
53 Dort Federal Credit Union11.50%3.29%4.25%4.25%4.00%
54 Oakland County Credit Union8.70%3.31%4.62%4.13%4.27%
55 Journey Federal Credit Union11.49%3.32%3.91%4.44%5.46%
56 Torch Lake Federal Credit Union8.00%3.34%5.19%3.47%N/A
57 Total Community Credit Union12.90%3.35%4.21%4.51%5.51%
58 East Traverse Catholic Federal Credit Union8.90%3.37%4.86%4.22%4.74%
59 Portland Federal Credit Union15.50%3.40%3.40%4.38%4.00%
60 Tba Credit Union9.90%3.43%4.20%3.82%6.59%
61 4front Credit Union10.22%3.44%6.50%4.25%4.25%
61 Saginaw County Employees Credit Union9.99%3.44%6.05%4.24%4.08%
62 Adventure Credit Union9.77%3.45%4.59%4.85%4.68%
63 Advantage One Credit Union10.91%3.47%6.44%4.27%4.99%
64 Service 1 Federal Credit Union9.90%3.49%3.49%3.62%4.84%
64 Lake Trust Credit Union8.90%3.49%2.74%4.00%4.25%
64 Honor Credit Union10.24%3.49%3.49%4.75%4.75%
64 Gr Consumers Credit Union10.90%3.49%3.49%3.95%5.25%
65 Northern Lights Community Federal Credit UnionN/A3.50%6.00%N/AN/A
65 Lake Superior Credit UnionN/A3.50%3.50%N/AN/A
66 Community First Federal Credit Union11.99%3.54%6.75%5.53%5.55%
67 Family First Credit Union8.90%3.60%5.40%3.90%7.00%
68 Kenowa Community Federal Credit Union12.50%3.61%5.52%4.45%6.23%
69 West Michigan Credit Union12.50%3.65%5.55%3.25%7.00%
70 Consumers Credit Union9.99%3.66%4.63%4.35%4.75%
71 Thornapple Credit Union9.39%3.67%5.88%4.33%4.00%
72 Integra First Federal Credit Union12.90%3.74%4.15%3.34%5.50%
73 International Uaw Federal Credit Union11.25%3.75%5.00%5.00%5.75%
73 Sunrise Family Credit Union8.99%3.75%3.75%4.25%6.00%
74 Education Plus Credit Union10.94%3.79%6.06%4.52%4.29%
75 Blueox Credit Union10.49%3.81%5.58%4.00%3.75%
76 Lafcu Credit Union12.90%3.82%4.81%3.88%3.96%
77 Lansing Postal Community Credit Union12.90%3.85%5.21%5.62%6.48%
78 Northern United Federal Credit Union9.90%3.89%4.29%5.01%4.74%
79 Bi-county Ptc Federal Credit Union11.90%3.90%3.90%3.50%6.00%
79 Marquette Community Federal Credit Union8.49%3.90%3.90%6.00%4.25%
80 Muskegon Federal Credit Union8.00%3.91%3.78%5.65%4.70%
81 Fedcom Credit Union11.39%3.94%5.98%3.94%3.83%
82 Trunorth Federal Credit Union11.90%3.95%4.00%4.25%3.90%
82 Community Focus Federal Credit Union12.90%3.95%6.95%4.24%4.00%
83 Fme Federal Credit Union9.60%3.99%3.99%3.49%3.49%
83 Limestone Federal Credit Union13.90%3.99%3.99%4.65%N/A
84 Metro North Federal Credit Union9.75%4.00%4.01%3.53%6.00%
84 Baraga County Federal Credit Union12.00%4.00%4.25%4.00%5.50%
84 Owosso W B C Federal Credit UnionN/A4.00%7.00%N/AN/A
84 Consumers Professional Credit Union11.00%4.00%4.50%5.00%6.00%
84 Team One Credit Union10.50%4.00%4.50%5.00%5.50%
84 Westacres Credit UnionN/A4.00%6.00%3.75%5.00%
84 Greater Christ Baptist Church Credit UnionN/A4.00%7.00%N/AN/A
84 Wanigas Credit Union8.25%4.00%4.00%4.13%5.74%
85 Sb Community Federal Credit Union10.27%4.05%4.51%4.00%7.68%
86 Financialedge Community Credit Union9.83%4.11%4.53%4.19%4.95%
87 Detour Drummond Community Credit Union12.90%4.13%6.84%5.95%N/A
88 Lakeshore Federal Credit Union10.90%4.15%4.05%4.45%5.00%
89 Frankenmuth Credit Union7.26%4.17%5.49%4.61%6.39%
89 Besser Credit Union13.00%4.17%4.17%3.17%N/A
90 Downriver Community Federal Credit Union13.73%4.22%7.81%4.97%5.21%
91 Live Life Federal Credit Union9.99%4.24%4.99%3.50%7.00%
91 First General Credit Union4.90%4.24%5.71%4.29%4.29%
91 Diversified Members Credit Union11.71%4.24%7.15%4.57%6.94%
91 Community Financial Credit Union12.94%4.24%3.74%3.88%4.09%
92 Southeast Michigan State Employees Federal Credit Union13.92%4.25%5.75%6.00%N/A
92 Sagelink Credit Union11.90%4.25%4.25%3.50%3.50%
92 Delta County Credit Union8.90%4.25%5.83%5.50%5.50%
93 Kalsee Credit Union8.49%4.27%4.85%4.79%4.23%
94 Menominee Area Credit UnionN/A4.30%5.21%N/AN/A
95 People Driven Credit Union11.25%4.31%5.40%4.00%4.94%
96 Grand Trunk Battle Creek Emp Federal Credit Union13.90%4.32%7.34%3.75%6.00%
97 United Federal Credit Union10.99%4.35%4.74%4.32%5.56%
97 Great Lakes Federal Credit Union12.60%4.35%5.04%5.37%7.46%
98 Upper Michigan Community Credit Union8.95%4.40%5.52%5.59%4.82%
99 U.p. State Credit Union9.50%4.40%4.90%4.50%4.00%
100 Four Flags Area Credit UnionN/A4.47%4.76%N/A5.69%
These are the Top 10 Credit Unions with the lowest (new car) loan rates, See how all the other Credit Unions Ranked here.

Please Note: The National Credit Union Administration (NCUA) requires all Credit Unions Insured by the National Credit Union Share Insurance Fund (NCUSIF)to file quarterly (5300) data reports. The information above comes from those reports. The deposit and loan rates shown are not the current rates for the Credit Unions shown. Some of these rates change on a daily basis and you must visit each Credit Unions website to get their current rates. The sole purpose of showing this data is to show the relative relationship of each Credit Unions rates versus the average rates of all Credit Unions at both the state and national levels at a specific point in time, quarter end. The data below is from quarter end 6/30/2017.