Lowest Loan Rates For All California Credit Unions

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Compare The Best Credit Union Rates:

State         Type       
State Of
california
Rank
Credit Unions With The Lowest Loan Rates In california
Unsecured Credit Card
New Car
loans
Used Car
loans
1st Mortgage
loans
Other Real Estate
1 Santa Maria Associated Employees Federal Credit UnionN/A1.40%1.75%N/AN/A
2 Uncle Credit Union13.99%1.44%1.84%4.25%4.08%
3 California Credit Union10.24%1.47%1.99%2.87%5.25%
4 Logix Federal Credit Union8.74%1.49%1.49%3.13%4.74%
4 East County Schools Federal Credit Union11.50%1.49%1.49%3.88%4.75%
5 First Entertainment Credit Union9.74%1.69%1.69%3.25%5.00%
6 Valley Hills Federal Credit UnionN/A1.70%1.70%N/AN/A
7 Orange County's Credit Union11.74%1.71%3.32%3.75%5.35%
8 Pasadena Service Federal Credit UnionN/A1.74%1.74%4.00%3.99%
8 Keypoint Credit Union7.74%1.74%2.24%3.75%3.99%
9 Santa Ana Federal Credit Union15.90%1.79%1.79%4.50%4.25%
9 University & State Employees Credit Union12.90%1.79%1.79%4.38%4.00%
10 Caltech Employees Federal Credit Union9.75%1.85%1.85%4.25%3.75%
11 Northrop Grumman Federal Credit Union10.74%1.89%2.14%3.45%3.50%
12 Sesloc Federal Credit Union7.90%1.90%6.99%3.75%4.00%
12 Santa Clara County Federal Credit Union9.99%1.90%1.90%3.50%4.25%
12 L. A. Electrical Workers Credit Un. Credit UnionN/A1.90%3.50%N/A4.75%
13 Limoneira Federal Credit UnionN/A1.95%1.95%N/AN/A
14 Sunkist Employees Federal Credit UnionN/A1.98%8.40%N/AN/A
14 California Coast Credit Union2.88%1.98%1.98%3.50%3.98%
15 Nuvision Federal Credit Union10.90%1.99%1.99%4.13%4.50%
15 Pasadena Federal Credit Union10.54%1.99%1.99%3.79%4.43%
15 Mckesson Employees Federal Credit Union10.00%1.99%2.99%4.00%5.00%
15 Kern Federal Credit Union9.75%1.99%2.24%3.50%8.25%
15 Prospectors Fcu Federal Credit Union12.90%1.99%3.79%3.80%4.52%
15 Daijo Federal Credit UnionN/A1.99%3.99%N/AN/A
15 Cbc Federal Credit Union9.25%1.99%2.15%3.39%4.50%
15 Mwd Federal Credit Union8.90%1.99%1.99%6.50%4.25%
15 Sea West Coast Guard Federal Credit Union12.96%1.99%1.99%4.25%4.50%
15 Stanford Federal Credit Union17.99%1.99%1.99%4.00%4.25%
15 Fedone Federal Credit Union7.99%1.99%1.99%N/A4.75%
15 Cal Poly Federal Credit Union9.99%1.99%1.99%N/A4.25%
15 Smw 104 Federal Credit Union7.90%1.99%1.99%N/A5.10%
15 Marin County Federal Credit Union11.15%1.99%2.74%N/A4.75%
15 Chula Vista City Employees Federal Credit UnionN/A1.99%2.75%N/AN/A
15 Auto Club Federal Credit Union12.90%1.99%1.99%4.00%3.50%
15 San Diego Firefighters Federal Credit Union12.90%1.99%1.99%3.63%3.99%
15 Los Angeles Police Federal Credit Union13.99%1.99%1.99%4.00%4.75%
15 Firefighters First Federal Credit Union10.90%1.99%1.99%2.99%2.99%
15 S.f. Police Credit Union11.25%1.99%1.99%4.63%3.50%
15 Safe 1 Credit Union10.49%1.99%2.49%4.00%6.00%
15 University Credit Union Credit Union7.99%1.99%1.99%2.88%2.99%
15 I.l.w.u. Credit Union9.95%1.99%2.24%4.00%3.75%
15 Pacific Postal Credit Union8.49%1.99%3.99%3.92%4.10%
15 Technology Credit Union10.65%1.99%2.49%3.38%4.00%
15 Matadors Community Credit UnionN/A1.99%2.49%4.13%4.74%
15 Premier One Credit Union9.90%1.99%1.99%2.75%2.49%
16 U.s.b. Employees Federal Credit UnionN/A2.00%5.00%N/AN/A
16 San Francisco Lee Federal Credit UnionN/A2.00%N/A4.00%6.00%
16 Xceed Financial Federal Credit Union9.74%2.00%3.19%4.00%5.50%
16 Parsons Federal Credit Union12.50%2.00%2.00%3.98%4.00%
17 Christian Community Credit Union11.90%2.01%2.12%3.93%4.39%
18 Solano First Federal Credit Union5.49%2.09%3.09%4.50%3.75%
18 Chevron Federal Credit UnionN/A2.09%2.34%4.00%4.88%
18 Star One Credit Union7.75%2.09%2.09%3.13%4.25%
19 Sri Federal Credit Union8.40%2.18%2.13%3.72%3.89%
20 Greater Valley Credit Union Credit Union12.90%2.20%2.20%4.13%6.25%
21 Financial Benefits Credit UnionN/A2.21%3.87%N/AN/A
22 Altaone Federal Credit Union14.99%2.24%3.24%4.25%5.25%
22 Fontana Federal Credit UnionN/A2.24%2.99%N/AN/A
22 Menlo Survey Federal Credit Union9.90%2.24%2.24%3.30%3.62%
22 Sag-aftra Federal Credit Union8.49%2.24%2.49%3.75%4.25%
22 Arrowhead Central Credit Union10.24%2.24%2.49%4.25%5.00%
22 1st Northern California Credit Union11.90%2.24%2.24%4.25%5.50%
22 San Francisco Fire Credit Union7.25%2.24%2.24%3.50%3.75%
23 Sea Air Federal Credit Union12.65%2.25%3.63%4.12%5.21%
23 Polam Federal Credit Union15.00%2.25%3.25%5.13%6.50%
23 Schoolsfirst Federal Credit Union11.25%2.25%1.99%3.88%4.00%
23 Water And Power Community Credit Union11.99%2.25%2.25%3.88%5.25%
23 Fresno Police Department Credit Union8.40%2.25%4.50%3.24%3.88%
24 Fresno Fire Department Credit Union8.90%2.30%3.13%5.00%4.87%
25 Bourns Employees Federal Credit Union7.50%2.31%2.46%3.79%3.97%
26 Mc Clatchy Employees Credit UnionN/A2.39%2.39%5.00%5.50%
27 Usc Credit Union8.15%2.40%2.40%4.12%4.00%
28 Kaiperm Federal Credit Union8.83%2.44%3.11%4.01%4.33%
29 Edwards Federal Credit Union13.49%2.45%2.83%3.89%6.19%
30 C & H Sugar Employees Federal Credit UnionN/A2.49%9.00%N/A5.50%
30 Farmers Insurance Group Federal Credit Union9.73%2.49%1.99%4.35%4.99%
30 F & A Federal Credit Union9.90%2.49%2.99%4.88%4.75%
30 La Loma Federal Credit Union10.63%2.49%2.99%5.00%5.15%
30 Escondido Federal Credit Union6.55%2.49%3.00%4.00%4.15%
30 Mission Federal Credit Union9.90%2.49%2.49%4.13%3.99%
30 Noble Federal Credit Union8.90%2.49%2.99%3.80%5.00%
30 Siskiyou Central Cu Credit Union9.90%2.49%2.49%4.50%4.25%
30 Dow Great Western Credit UnionN/A2.49%3.02%4.25%4.28%
31 San Mateo City Employees Federal Credit UnionN/A2.50%2.99%2.00%2.91%
31 Northern California Latvian Credit UnionN/A2.50%3.50%N/A5.90%
32 Popa Federal Credit Union11.39%2.51%2.79%3.59%6.00%
33 San Joaquin Power Employees Credit UnionN/A2.58%2.60%3.56%4.58%
34 Altura Credit Union9.74%2.59%2.75%4.00%5.72%
35 America's Christian Credit Union9.80%2.60%3.00%5.10%4.20%
36 Airco Federal Credit Union12.00%2.61%2.86%N/A2.75%
37 Wescom Central Credit Union9.46%2.62%3.07%3.49%4.15%
38 San Diego Metropolitan Credit Union11.22%2.63%3.91%3.97%3.72%
39 Sonoma Federal Credit UnionN/A2.65%2.75%4.50%4.50%
39 Polam Federal Credit Union9.98%2.65%3.65%3.50%3.99%
39 Huntington Beach Cty Employees Credit Union10.45%2.65%4.40%5.44%5.44%
39 Financial Partners Credit Union13.41%2.65%3.33%4.15%4.54%
40 Burbank City Federal Credit Union9.90%2.67%2.67%4.07%5.63%
41 Redwood Credit Union10.49%2.69%2.44%3.25%4.50%
41 California Community Credit Union9.90%2.69%2.69%4.00%4.99%
41 Pacific Service Credit Union8.90%2.69%2.69%3.74%4.50%
42 California Agribusiness Credit Union10.40%2.72%3.36%5.28%6.61%
43 Pacific Transportation Federal Credit Union10.90%2.74%2.74%3.75%5.00%
43 Sce Federal Credit Union10.00%2.74%2.74%4.00%5.50%
43 Partners Federal Credit Union7.99%2.74%2.99%3.76%4.00%
43 Pacific Community Credit UnionN/A2.74%3.50%4.00%5.00%
43 Commonwealth Central Credit Union12.50%2.74%2.74%3.13%1.99%
44 Santa Barbara County Federal Credit Union9.90%2.75%2.75%4.13%2.25%
44 Torrance Community Federal Credit Union11.90%2.75%3.00%3.50%3.75%
44 Employees Choice Federal Credit Union9.90%2.75%2.75%3.30%5.17%
44 Upward Credit Union9.90%2.75%2.75%5.50%5.00%
45 Moore West Federal Credit Union13.90%2.79%3.04%5.00%5.13%
45 Priority One Credit UnionN/A2.79%2.79%4.21%4.58%
45 San Diego County Credit Union9.99%2.79%2.39%3.13%2.99%
46 First Technology Federal Credit Union9.74%2.80%2.94%4.14%4.50%
47 La Financial Federal Credit Union13.63%2.81%3.19%3.35%4.66%
48 Long Beach City Employees Federal Credit UnionN/A2.83%4.05%4.45%6.06%
48 Educational Employees Credit Union11.51%2.83%6.38%4.07%4.10%
49 U.p.s. Employees Federal Credit Union10.50%2.86%3.58%3.69%8.04%
49 Patelco Credit Union9.46%2.86%2.97%3.74%4.68%
50 Foothill Federal Credit Union10.88%2.89%3.83%3.65%4.88%
50 Aerospace Federal Credit Union10.90%2.89%3.19%4.25%3.75%
50 San Mateo Credit Union10.33%2.89%3.23%3.49%4.19%
50 Pacific Marine Credit Union9.50%2.89%4.60%4.13%4.00%
51 Santa Barbara Teachers Federal Credit Union9.00%2.90%3.30%3.36%5.98%
51 Columbus Club Federal Credit UnionN/A2.90%2.90%N/A6.00%
51 Pacific Federal Credit Union16.90%2.90%2.90%N/A3.90%
52 Central Coast Federal Credit UnionN/A2.91%2.91%4.39%3.75%
53 Glendale Federal Credit Union9.85%2.97%2.97%4.75%3.62%
54 Downey Federal Credit Union9.16%2.98%5.32%5.16%5.04%
55 California State & Fed Emp #20 Credit Union13.90%2.99%3.02%4.00%2.50%
56 Modesto's First Federal Credit Union8.99%2.99%2.99%4.02%4.25%
56 Fresno Grangers Federal Credit UnionN/A2.99%3.99%4.42%6.40%
56 Redlands City Employees Federal Credit UnionN/A2.99%3.99%N/AN/A
56 Mocse Federal Credit Union12.90%2.99%2.89%4.38%4.25%
56 Union Yes Federal Credit Union16.50%2.99%3.99%7.00%7.50%
56 Organized Labor Credit Union8.99%2.99%3.99%6.00%4.00%
56 Members 1st Credit Union9.99%2.99%3.45%3.75%5.00%
56 Merced Municipal Employees Credit UnionN/A2.99%3.99%N/AN/A
56 City Of Ukiah Employees Credit UnionN/A2.99%3.87%N/AN/A
56 Printing Industries Credit Union Credit Union8.95%2.99%2.99%4.00%5.50%
56 United Association Credit UnionN/A2.99%3.99%N/AN/A
56 Eagle Community Credit Union9.50%2.99%4.49%3.63%4.50%
56 1st Valley Credit Union10.25%2.99%5.99%3.65%5.15%
56 Schools Financial Credit Union8.74%2.99%2.99%3.25%5.99%
56 Southland Credit Union9.99%2.99%3.49%4.00%5.50%
56 American First Credit Union9.20%2.99%1.99%4.13%4.25%
57 Maryknoll Of L A Federal Credit UnionN/A3.00%4.50%N/AN/A
57 Paradise Valley Federal Credit Union12.50%3.00%5.00%5.00%7.00%
57 Provident Credit Union11.74%3.00%3.00%3.38%4.25%
58 Merco Credit Union11.25%3.04%3.04%4.35%4.75%
59 Denocos Federal Credit UnionN/A3.05%7.47%N/AN/A
60 Cahp Credit Union12.08%3.08%4.06%N/A7.02%
61 Lassen County Federal Credit Union10.30%3.09%4.08%4.54%6.07%
62 Mission City Federal Credit Union9.46%3.12%4.27%3.84%4.48%
63 South Bay Credit Union10.87%3.13%5.06%3.75%4.34%
64 Credit Union Of Southern California Credit Union8.63%3.14%3.99%4.13%5.07%
65 Colton Federal Credit UnionN/A3.15%7.20%N/AN/A
65 Community First Credit Union13.90%3.15%3.15%4.08%5.00%
65 Meriwest Credit UnionN/A3.15%3.40%3.88%4.05%
66 Utility District Credit UnionN/A3.18%3.57%4.09%4.81%
66 S.f. Bay Area Educators Credit Union9.80%3.18%4.15%5.07%4.00%
67 Yolo Federal Credit Union13.90%3.19%3.69%4.25%4.00%
68 Ontario Montclair Schools Federal Credit Union9.20%3.20%4.21%3.61%6.67%
69 Slo Credit UnionN/A3.23%5.17%5.50%5.00%
69 Safe Credit Union10.46%3.23%3.58%4.00%5.36%
69 Premier America Credit Union17.56%3.23%3.48%3.84%2.64%
70 Skyone Federal Credit Union13.49%3.24%3.99%3.77%4.74%
70 Kings Federal Credit Union10.95%3.24%3.34%4.05%5.30%
70 Allied Healthcare Federal Credit Union12.90%3.24%4.49%4.00%4.25%
70 Unify Financial Federal Credit Union9.99%3.24%2.49%3.63%4.00%
70 Sierra Central Credit Union9.99%3.24%3.24%4.25%5.75%
71 First City Credit Union12.50%3.25%3.22%3.87%5.17%
72 1st United Services Credit Union9.65%3.29%3.29%4.13%5.50%
72 Universal City Studios Credit Union9.24%3.29%4.34%4.03%4.88%
73 Chaffey Federal Credit Union11.41%3.33%3.97%4.10%5.24%
73 Honda Federal Credit Union8.22%3.33%3.33%4.07%2.99%
74 Sacramento Credit Union11.63%3.34%3.60%3.83%5.33%
75 Fountain Valley Credit UnionN/A3.34%3.39%N/AN/A
76 San Francisco Federal Credit Union8.90%3.39%3.39%3.75%3.75%
76 Ventura County Credit Union8.95%3.39%3.89%4.25%4.00%
76 First U.s. Community Credit Union9.90%3.39%3.19%3.00%3.99%
77 Silverado Credit Union13.92%3.40%3.75%3.52%3.80%
78 Kern Schools Federal Credit Union9.30%3.41%4.74%4.25%6.00%
79 Tulare County Federal Credit Union13.90%3.44%6.60%4.45%7.43%
79 First California Federal Credit Union15.49%3.44%4.49%4.45%5.03%
79 United Local Credit Union10.42%3.44%3.91%4.93%6.99%
79 My Credit Union9.33%3.44%4.45%3.99%5.23%
80 Valley First Credit Union8.38%3.47%4.00%4.13%5.43%
81 Capstone Federal Credit Union11.80%3.48%4.55%3.35%5.01%
81 Jacom Credit Union12.60%3.48%4.18%4.25%6.14%
82 Clearpath Federal Credit Union11.90%3.49%4.00%3.75%4.75%
82 Chabot Federal Credit Union11.08%3.49%3.49%4.75%4.00%
82 Coasthills Credit Union7.99%3.49%3.49%4.00%4.00%
83 Bakersfield City Employees Federal Credit Union10.90%3.50%4.50%4.00%6.00%
83 Ontario Public Employees Federal Credit Union8.95%3.50%6.20%4.81%N/A
83 Coast-tel Federal Credit Union9.95%3.50%4.00%N/A5.00%
84 Western Healthcare Federal Credit Union9.70%3.52%5.09%4.20%3.84%
85 Pomona Postal Federal Credit UnionN/A3.55%6.51%N/AN/A
85 Long Beach Firemen S Credit Union9.95%3.55%3.81%3.44%4.95%
86 Matson Employees Federal Credit Union10.99%3.59%4.83%4.63%N/A
87 Mojave Plant Employees Federal Credit UnionN/A3.60%5.08%N/AN/A
87 Rolling F Credit UnionN/A3.60%4.91%4.30%6.25%
88 North Bay Credit Union9.35%3.63%3.45%4.23%4.37%
89 Kinecta Federal Credit Union12.74%3.63%4.14%3.80%4.78%
90 Media City Community Credit Union8.95%3.64%4.98%4.00%4.81%
91 Sequoia Federal Credit Union9.86%3.67%5.66%4.07%4.36%
92 Ume Federal Credit Union11.22%3.67%4.85%4.12%5.20%
93 Shell Western States Federal Credit Union10.00%3.69%4.29%4.27%N/A
93 The Golden 1 Credit Union7.79%3.69%3.69%4.25%4.75%
94 Ocean Crest Federal Credit Union7.65%3.70%9.00%4.00%7.50%
94 Premier Community Credit Union9.99%3.70%4.58%4.28%5.05%
95 Travis Credit Union8.99%3.74%3.74%4.38%5.50%
96 Families And Schools Together Federal Credit Union8.98%3.75%6.70%4.51%4.81%
96 Monrovia City Employees Federal Credit UnionN/A3.75%4.25%N/AN/A
97 L. A. Mission Federal Credit UnionN/A3.76%7.47%N/AN/A
97 The First Financial Federal Credit Union10.38%3.76%4.01%4.17%4.21%
98 Operating Engineers Local Union #3 Federal Credit Union10.89%3.79%5.13%3.58%4.53%
99 Golden Valley Federal Credit Union13.20%3.80%3.79%6.04%6.88%
100 Lbs Financial Credit Union12.90%3.83%4.35%3.34%5.00%
These are the Top 10 Credit Unions with the lowest (new car) loan rates, See how all the other Credit Unions Ranked here.

Please Note: The National Credit Union Administration (NCUA) requires all Credit Unions Insured by the National Credit Union Share Insurance Fund (NCUSIF)to file quarterly (5300) data reports. The information above comes from those reports. The deposit and loan rates shown are not the current rates for the Credit Unions shown. Some of these rates change on a daily basis and you must visit each Credit Unions website to get their current rates. The sole purpose of showing this data is to show the relative relationship of each Credit Unions rates versus the average rates of all Credit Unions at both the state and national levels at a specific point in time, quarter end. The data below is from quarter end 6/30/2017.