Since its inception in 1948 the ALASKA USA FEDERAL CREDIT UNION has been serving it's members in
and around the Anchorage, Alaska area
with exceptional financial products.
Currently led by
William Eckhardt,
the ALASKA USA FCU has grown it's membership to
over
353,000 with assets of more than
$3,900,390,000.
They have
1,140 of full time employees
and 25 part time employees
with a
main office and 53 branch offices.
The ALASKA USA FEDERAL CREDIT UNION offers it's members a full service website that allows for true
"Banking From Home" functionality. Users have the ability
to apply for loans,
get account balance and history reports,
transfer money between accounts,
make bill payments,
and so much more.
Members can also take advantage of a full array of loans including
real estate,
business
and
new
and used
car loans.
There are also many types of credit cards available.
ALASKA USA FEDERAL CREDIT UNION is registered as a Multiple group - primarily military type Credit Union. This means that
anyone associated with Multiple groups - primarily military may be eligible to join. Please see the credit unions website or contact them at
800-525-9094 to get exact details.
Click on any ALASKA USA FCU location link to see the location placed into the map above. Driving
directions are also available if you need them.
ALASKA USA FEDERAL CREDIT UNION also belongs to a shared branch service center. What this means is that
members of the ALASKA USA FCU can also utilize thousands of other Credit Union branch
locations to perform almost any banking function they need done. Just show your
identification and account information at any of these branches and you'll be able to get
checks cashed or deposit money almost anywhere. This shared branch co-operative is another
great example of Credit Union membership benefits over traditional banking institutions.
Please get the full details at the ALASKA USA FEDERAL CREDIT UNION website link above.
Loan and Deposit Rates for the ALASKA USA FCU
Please Note: The National Credit Union Administration (NCUA) requires all Credit Unions
Insured by the National Credit Union Share Insurance Fund (NCUSIF)to file quarterly (5300)
data reports. The information below comes from those reports.
The deposit and loan rates
shown are not the current rates for the ALASKA USA FEDERAL CREDIT UNION. Some of these rates change on a daily
basis and you must visit the Credit Unions website
www.alaskusa.org to get their current rates. The sole purpose of showing this data is to show the relative relationship of
ALASKA USA FCU 's rates versus the average rates of all Credit Unions at both the state and
national levels at a specific point in time, quarter end.
The data below is from quarter end 03/31/2009. You may also want to look at our pages that
show all
Credit Union Loan and Deposit Rates in Alaska or
Credit Union Loan and Deposit Rates in the USA.
From those
pages you'll be able to investigate specific types of loans and deposit rates and sort the
data to find what Credit Unions are offering the best rates or the highest deposit rates.
Deposit Type
ALASKA USA
State Average
National Average
alaskusa.org Deposit Rates at Quarter End
Checking Rate %
0.40%
0.39%
0.44%
Regular Savings Rate %
0.74%
0.71%
0.87%
Money Market Rate %
1.24%
1.13%
1.39%
Certificates of Deposit Rate %
2.24%
2.43%
2.54%
IRA/KEOGH Rate %
1.04%
1.44%
2.28%
All Other Savings Rate %
0.00%
0.75%
0.97%
alaskusa.org Loan Rates at Quarter End
Unsecured Credit Card Loan Rate %
10.50%
10.12%
10.99%
All Other Unsecured loans/Lines of Credit Rate %
13.50%
13.62%
12.08%
alaskusa New Car Loan Rate %
5.45%
6.36%
6.14%
alaskusa Used Car Loan Rate %
5.45%
6.87%
7.31%
1st Mortgage Real Estate/Lines of Credit Rate %
5.27%
6.32%
6.14%
Other Real Estate Loans/Lines of Credit Rate %
7.19%
6.81%
6.25%
All Other Loans/Lines of Credit Rate %
6.75%
7.55%
7.26%
ALASKA USA FEDERAL CREDIT UNION Assets Range Over Last 10 Years
$4,000,000,000
$3,200,000,000
$2,400,000,000
$1,600,000,000
$800,000,000
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
ALASKA USA FCU Outstanding Loans Over Last 10 Years
$3,000,000,000
$2,400,000,000
$1,800,000,000
$1,200,000,000
$600,000,000
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
ALASKA USA FEDERAL CREDIT UNION Total Deposits Over Last 10 Years
$4,000,000,000
$3,200,000,000
$2,400,000,000
$1,600,000,000
$800,000,000
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
ALASKA USA FCU Total Membership Count Over Last 10 Years
400,000
320,000
240,000
160,000
80,000
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
ALASKA USA FEDERAL CREDIT UNION Branch Locations
60
48
36
24
12
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
The above graphs attempt to give our visitors a quick reflection into the ALASKA USA FEDERAL CREDIT UNION business trends over the past 10 year period. Sometimes a visual chart can tell a story a lot
faster and clearer than just looking at a series of numbers. A quick look at the total loans and
deposits graphs for instance may give you a very good insight into the current state of affairs
for ALASKA USA FCU . An upward sloping chart for these charts and a rise in membership would seem
to say that this Credit Union is doing something right. Of course you must use your own judgment
in reading the data that we're supplying you with. Disclaimer: The quarterly data we use is
available for viewing at the NCUA website which you can find via our
resource page.
We try our best to share this data as error free as
possible. Please see our Terms Page for usage rules and regulations.
FINANCIAL STATUS OF ALASKA USA FEDERAL CREDIT UNION
Total Assets
$3,900,390,892.00
Net Worth Ratio
7.86
Net Worth Classification by NCUA
Well Capitalized
Total Loans
$2,735,665,701.00
Total Deposits
$3,353,843,173.00
ADDITIONAL FINANCIAL SERVICES OFFERED BY ALASKA USA FEDERAL CREDIT UNION
Do they offer Mortgage Processing?
Yes
Do they offer Overdraft Protection?
Yes
Do they offer Overdraft Lines of Credit?
Yes
Do they offer ATM/Debit Card program?
Yes
Do they offer Insurances/Investment Sales?
Yes
ACCESS TO ELECTRONIC FINANCIAL SERVICES OF ALASKA USA FEDERAL CREDIT UNION
Do they provide Home Banking Via Internet Website?
Yes
Do they provide Wireless based service?
No
Do they provide Home Banking/PC based service?
No
Do they provide Audio Response/Phone based service
Yes
Do they provide ATM (Automated Teller Machine) access?
Yes
Do they provide Kiosk based service?
Yes
Other services?
No
ALASKA USA FCU ONLINE ACCESS FUNCTIONALITY
Can website visitors get a Member Application?
No
Can website visitors get a New Loan?
Yes
Can website visitors access an Account Balance Inquiry?
Yes
Can website visitors order Checks?
Yes
Can website visitors get a New Share Account?
Yes
Can website visitors make Loan Payments?
Yes
Can website visitors access an "Account History" view?
Yes
Can website visitors purchase Merchandise?
Yes
Can website visitors share Account transfers?
Yes
Can website visitors make Bill Payments?
Yes
Can website visitors download the Account History?
Yes
Can website visitors use/get Electronic Cash?
No
Can website visitors make Account Aggregation?
No
Can website visitors get Internet Access Service?
No
Do they provide Signature Authentification?
No
LOAN SERVICES PROVIDED BY ALASKA USA FEDERAL CREDIT UNION
alaskusa Loan Types
Do they offer Indirect Lending?
Yes
Do they offer Participation Loans?
Yes
Do they offer Real Estate Loans?
Yes
Do they offer Member Business Loans?
Yes
Do they offer Risk Based Loans?
Yes
Do they offer Direct Financing Leases?
No
Do they offer Credit Cards Loans?
Yes
Do they offer New Vehicle Loans?
Yes
Do they offer Used Vehicle Loans?
Yes
Do they offer Unsecure Loans? (Other than Credit cards)
Yes
alaskusa Member Business Loans
Do they offer Agricultural Loans?
No
Do they offer Construction and Development Loans?
Yes
Do they offer Small Business Administration Loans?
No
Do they offer Unsecured Business Loans?
Yes
alaskusa Real Estate Loans
Do they offer Adjustable Rate 1st Mortgages with Rate Adjustment at least once a Year?
No
Do they offer Adjustable Rate 1st Mortgages with Rate Adjustment less often than once a Year?
No
Do they offer Balloon/Hybrid 1st Mortgages 5 Years or Shorter?
Yes
Do they offer Balloon/Hybrid 1st Mortgages Longer than 5 Years?
No
Do they offer Closed End Adjustable Rate 2nd Mortgages?
No
Do they offer Closed End Fixed Rate 2nd Mortgages?
Yes
Do they offer Fixed Rate 1st Mortgages 15 Years or Shorter?
Yes
Do they offer Fixed Rate 1st Mortgages Longer than 15 Years?
Yes
Do they offer Interest Only 1st Mortgages?
Yes
Do they offer Open End Adjustable Rate 2nd Mortgages?
Yes
Do they offer Open End Fixed Rate 2nd Mortgages?
No
Total of 1st Mortgages made YTD that were Sold
$349,359,149.00
Do they offer Unclassifiable Fixed Rate 1st Mortgages?
No
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ALASKA USA FEDERAL CREDIT UNION ROUTING NUMBER
ALASKA USA FCU
Routing No.
Rev. Date
Address
City
State
Zip Code
Phone
325272021
08-14-2002
PO BOX 196613
ANCHORAGE
Alaska
99519
907-786-2786
(The above data was last updated by the Federal Reserve, the central bank of the USA, on 07/03/2009)
The ALASKA USA FCU (Credit Union/Federal Credit Union) Routing Number above is used for the electronic transfer of funds. Some credit unions have more than one routing number. Some are used for internal fund transfers and others may be assigned for shareholder usage. Please make sure that the number you use matches the routing number on your ALASKA USA FCU check. If in doubt use the ALASKA USA FEDERAL CREDIT UNION phone number above to call and verify that you're using the correct routing number.